An advanced discipleship course of Calvary Christian School 

Every day our youth are bombarded with a million different voices— from billboards to Internet ads—telling them who they are and measuring their worth by what they have. The pressure to be accepted in today’s stuff-centered world drives them to throw away money on things that don’t matter—all in an attempt to “be somebody.” We are raising a generation that spends money they don’t have to impress people they don’t even like!

Using Dave Ramsey’s premier high school curriculum “Foundations in Personal Finance”, we are pleased to offer Calvary students Biblical training in personal finance during the 2nd semester of their senior year, right before they must financially sink or swim on their own. Our goal is to equip students with the skills and knowledge needed to make solid, Christ honoring financial decisions for life.

“Foundations in Personal Finance” is an entertaining, informative, media-driven, teacher facilitated high school curriculum that teaches students how money really works, how God views money, and how to be responsible young adults who are ready to embrace all of God’s blessings.

“Foundations in Personal Finance” teaches students the true personal value they have in God’s eyes, and that things do not have the power to define them. Students will learn about the hazards of going into debt, how to create an age-appropriate budget so debt is never an option, and how cunning credit card companies fight for their business and brand loyalty. They will learn the importance of saving, how to make wise purchases, and how to handle money using a simple envelope system. They will grasp the concept and importance of giving and that we are only managers of God’s riches. And they will gain Biblical insight on how to give as part of their personal worship of our Lord and Savior Jesus Christ.

Why would we offer such a course in high school? Because according to studies students need to learn about personal finances before leaving high school.

     19% of all bankruptcies are filed by people under the age of 25.
     Only 34% of teenagers know how to balance a checkbook.
     88% of teens do not like the way it feels to owe someone money.
     29% of teens are already in debt with an average debt load of $300.
     Students entering college are offered an average of 8 credit cards in their first
          week of school.
     According to ACT, 1 in 4 students leave college before completing their sophomore year.
     In 2006 high school seniors scored an average score of only 52.4% on a basic
           financial literacy survey. (The Jump$tart Coalition for Personal Financial Literacy)

And also because, according to a Charles Schwab survey…

     89% of teens want to learn how to make their money grow.
     65% of teens believe that learning about money is interesting.
     60% of teens say learning about money management is a top priority.
     Teens are motivated to learn about money matters such as budgeting, saving,
           and investing.
     88% want to learn how to pay their bills.
     88% want to learn how to stay out of debt.
     85% want to not have to rely on others for money.

“Foundations in Personal Finance” is one more proof that our mission at CCS is producing spiritually minded graduates who will honor Jesus Christ in every aspect of life.

For more information about Dave Ramsey’s high school curriculum “Foundations in Personal Finance”, or to view a video demonstration, etc. please feel free to CLICK HERE